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Unsecured Credit Cards

Un-secured credit cards are for people with less than perfect credit. When you get approved for an unsecured credit card or an unsecured line of credit, some of them starts to report your activities to one or more credit bureaus. These offers differ from "normal" credit cards mainly in the higher interest rate they charge or in the higher amount they asses your account in various fees. Note: Normal credit cards are not advertised as unsecured and you need to have a good credit rating to be able to get approved for such cards. Until then, choose a card from our unsecured credit card selection below.

Intro APR for Purchases: 0.00% (for — until December 2008) Ongoing APR: 19.80% APR for Balance Transfers: 19.80%

Capital One® Standard Platinum Great choice if you carry a balance short-term. 0% on purchases until December 2008. After that, variable APR, currently 19.8% No annual fee Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance *See website for Disclosures. Get more info about the Capital One® Standard Platinum Apply for the Capital One® Standard Platinum

Intro APR for Purchases: 0.00% (for — until December 2008) Ongoing APR: 16.90% APR for Balance Transfers: 16.90%

Capital One® No Hassle CashSM Rewards - Average/Limited History A Cash Back card for people New to Credit. 25% annual bonus on the cash you earn* 1% cash back on every purchase 0% APR on purchases until December 2008. After that, variable APR, currently 16.9%* No limit on cash back and rewards won't expire for the life of your account Redeem cash whenever you want $29 annual fee *See website for Disclosures. Get more info about the Capital One® Cash Rewards Apply for the Capital One® Cash Rewards

Ongoing APR: 9.9%*

Centennial® MasterCard®/Visa® Reports monthly to 4 Major Credit Bureaus! Low APR on purchases Credit decisions in less than 60 seconds A Credit Card for Those with Less than Perfect Credit Quality Customer Service Accepted where you see the MasterCard®/Visa® logo Over 3 million credit card holders Choice of MasterCard® or Visa® Enjoy the benefit of 24-hour phone account access Get access to online credit education Monthly credit bureau reporting *See Rates, Fees & Terms for current information. Get more info about the Centennial® MasterCard®/Visa® Apply for the Centennial® MasterCard®/Visa®

Ongoing APR: 8.90%-15.99%

Orchard Bank Classic MasterCard® If you do not qualify for the Classic card, you will be offered Secured card! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment View the Credit Terms & Conditions. Get more info about the Orchard Classic MasterCard® Apply for the Orchard Classic MasterCard®

Ongoing APR: 9.9%*

First PREMIER Bank MasterCard® Apply for a Credit Card with Less than Perfect Credit! Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. 24-Hour Account Access by Phone See Rates, Fees & Terms for current information. Get more info about the First PREMIER MasterCard® Apply for the First PREMIER MasterCard®

Ongoing APR: 9.9%*

Centennial® Gold MasterCard®/Visa® Your Chance to Apply for the Prestige of GOLD! Reports monthly to 4 Major Credit Bureaus Low APR on purchases Get the prestige of a GOLD MasterCard®/Visa® All applications accepted All credit types welcome to apply $50 Credit Limit Increase by Making your first 2 Minimum Payments! *See Rates, Fees & Terms for current information. Get more info about the Centennial® Gold Cards Apply for the Centennial® Gold Cards

Ongoing APR: 9.9%*

First PREMIER Bank Gold MasterCard® Get the prestige of a Gold card! Credit decisions in less than 60 seconds! Quality Customer Service Low APR on purchases Instant credit decisions Gold Card Prestige Reports monthly to 4 Major Credit Bureaus Accepted where you see the MasterCard logo Over 3 million credit card holders See Rates, Fees & Terms for current information. Get more info about the FP Bank Gold MasterCard® Apply for the FP Bank Gold MasterCard®

Ongoing APR: 9.9%*

First PREMIER Bank Platinum Credit Card Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card. Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. All applications accepted! All credit types welcome to apply! See Rates, Fees & Terms for current information. Get more info about the FP Bank Platinum Credit Card Apply for the FP Bank Platinum Credit Card

Ongoing APR: 19.92%

Total Visa® Card The VISA Card for people with "less than perfect" credit. Instant On-Line Decision Free 24 hour Online Account Access Monthly Reporting to All Major Credit Bureaus Fraud Protection Outstanding Customer Service See Rates, Fees & Other Costs. Get more info about the Total Visa® Card Apply for the Total Visa® Card

Ongoing APR: 19.92%

Access Visa® Card Access Visa® for those with less than perfect credit! Instant On-Line Decision Bad Credit? No Credit? Give Access A Try! Outstanding Customer Service Free 24 Hour Online Account Access Reports to All Major Credit Bureaus See Rates, Fees & Other Costs. Get more info about the Access Visa® Card Apply for the Access Visa® Card

Ongoing APR: 9.75%

Continental Finance Gold MasterCard® Get a second chance with rates as low as 9.75% APR*! Rates as low as 9.75% APR* Unsecured MasterCard Accepted at Millions of Locations Worldwide Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases* Prestige of carrying a Gold card *See website forTerms and Conditions. Get more info about the Continental Finance Gold MC Apply for the Continental Finance Gold MC

Ongoing APR: 19.92%

Rewards 660 Visa® Card Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months. No Fee Credit Limit Increases* $300 Starting and $2,000 Maximum Credit Limit Fast Online Response Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax) FREE Online Account Access FREE Online Payments *See Rates, Fees & Terms. Get more info about the Rewards 660 Visa® Card Apply for the Rewards 660 Visa® Card

Ongoing APR: 19.92%

Continental Finance MasterCard® Get a second chance with Continental Finance! Get Your Application Results in Seconds Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases* No Minimum Monthly Income Requirements Unsecured MasterCard Accepted at Millions of Locations Worldwide *See website for other fees, rates, and terms and conditions. Get more info about the Continental Finance MasterCard Apply for the Continental Finance MasterCard

Ongoing APR: Prime +11.75%* (Min. 19.50%)

Tribute® Gold MasterCard® Credit Card Bad credit history? This could be the right card for you! Unsecured Gold MasterCard® Credit Card Reports to the Major Credit Bureaus MasterCard® cards are accepted at over 25 million locations worldwide Quick Online Decision Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart. Get more info about the Tribute® Gold MasterCard® Card Apply for the Tribute® Gold MasterCard® Card

MyCreditCardFinder One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get more info about the MyCreditCardFinder Apply for the MyCreditCardFinder

No Credit or Bad Credit can hurt you

It will be more and more difficult to rent an apartment, buy a new card or even just to open a new checking account if you do not have a good credit history. Lenders charge people with no credit or poor credit a higher interest rate when financing a new car, a new home or just about anything. Sometimes they will even turn you down. Car dealers may charge you over 20% interest, while other people pay less than 5%. Banks run credit checks on new checking account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and get a plan to attain a good credit rating*. One way to do it, is to start with a new credit card and pay your credit card balance on time. However, for people with no credit or bad credit, the options to get a new credit card are very limited. This is where we offer our help: Check out our selection of no credit/poor credit credit cards, and feel free to apply for the ones you like the most. There are some great cards even for people with no credit on this credit card site. See it yourself!
*If your primary goal is to have better credit, then choose from credit cards that report to at least one credit bureau.

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More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.


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