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Starwood Preferred Guest® Business Credit Card

Ongoing APR: Prime + 9.99% (Currently 14.99%)
Intro APR for Purchases: 2.90% (for 6 Months)
APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Annual Fee: None for 1 Year; $45 thereafter
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Reward Program: Starpoints / Starmiles
Late Fee: $19-$38
Overlimit Fee: $35.00
Issuer: American Express Co.

* See Terms and Conditions

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The Starwood Preferred Guest® Business Credit Card from American Express comes with the very best Card protection and services to make it easier for you to concentrate on running your business.

Starwood Preferred Guest® Business Credit Card Benefits:

Earn 10,000 Starpoints® with your first purchase — that's up to three free nights*
Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts*
Redeem at over 825 participating Starwood hotels and resorts in 95 countries with no blackout dates. Starwood hotels include Sheraton®,
Westin®, W Hotels®, St. Regis®, The Luxury Collection®, Le Meridien®, and Four Points by Sheraton®.*
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.*
Save on business purchases at companies like FedEx®, Delta®, Hertz®, and more.*
First year fee-free; then, $45.
Winner of 2006 Freddie Awards: Voted Best Travel Rewards Credit Card by frequent travelers.
Earn 5,000 bonus Starpoints when you transfer 20,000 Starpoints to miles*
Get upgraded to Gold Preferred Guest® status when you spend $30,000 or more on the Card in each calendar year*
Earn Starpoints on business purchases made by your employees — get fee-free Additional Cards for your employees*

*View Terms & Conditions.

Express Cash
By accepting the Card, I am also requesting to be considered for your Express Cash ATM program. The Express Cash terms and conditions, including fees, will be printed on the Card Agreement. If I am approved for this program, you will issue me a Personal Identification Number (PIN).

Purchase Protection Plan
Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy.

Travel Accident Insurance
Underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy.

Travel Services Locations
Not all services are available at all locations and are subject to local laws and cash availability.

OPEN Savings® Program

Ongoing savings with FedEx, Delta®, Hertz®, Gateway and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive**.

**OPEN Savings®: OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Participation and offers are subject to change without notice. For full partner terms and conditions, visit opensavings.com.

See web site for complete terms & conditions

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