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Secured Credit Cards

Secured credit cards are cards that require you to put down some money on your account as a security deposit. When you have no credit or have bad credit, these secured credit card offers might give you a chance to establish or re-establish a good credit rating*. This may give you a chance to rent a car while you are on vacation, until your credit rating improves. Once your credit is established or re-established you can apply for a "normal" credit card. Until then, check out or no credit/bad credit credit card selection below.
*If your primary goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.

Ongoing APR: 19.50%

First Option Visa® Get a REAL Visa® Credit Card! Up to $5,000.00 Secured Line of Credit!! Be Approved Regardless of Credit History or Income!!! Guaranteed Approval! Get more info about the First Option Visa® Apply for the First Option Visa®

Ongoing APR: 19.50%

New Millennium Bank Platinum Visa® or MasterCard® NMB has guaranteed your credit approval for up to $10,000* with no credit check! Guaranteed* Issue NO credit check, EVER NOBODY gets turned down Reports to 3 major CREDIT BUREAUS Credit approval for up to $10,000 (with both cards)* YOU are APPROVED regardless of income or credit history Complimentary online services for account management and payments *See Rates, Fees & Other Terms. Get more info about the NMB Secured Platinum Card Apply for the NMB Secured Platinum Card

Ongoing APR: 18.90%

UltraVX Visa® Now anyone can qualify for a secured credit card with UltraVX Visa®. UltraVX makes it easy to manage your finances Automatic minimum payments Reports to all 3 major credit bureaus No credit check, no bank account required Instant online approval Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*. *Subject to terms and conditions. Get more info about the UltraVX Visa® Apply for the UltraVX Visa®

Ongoing APR: 19.50%

New Millennium Bank Secured Gold Visa® / Mastercard® Credit limits up to $10,000* Approved regardless of credit history or income Credit limits up to $10,000* (with both, Visa® and MasterCard® cards) Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get more info about the NMB Secured Gold Card Apply for the NMB Secured Gold Card

Ongoing APR: 19.50%

NMB Secured Black Diamond Visa® or Mastercard® CREDIT BUILDER PROGRAM! Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get more info about the NMB Black Diamond Card Apply for the NMB Black Diamond Card

MyCreditCardFinder One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get more info about the MyCreditCardFinder Apply for the MyCreditCardFinder

No Credit or Bad Credit can hurt you

It will be more and more difficult to rent an apartment, buy a new card or even just to open a new checking account if you do not have a good credit history. Lenders charge people with no credit or poor credit a higher interest rate when financing a new car, a new home or just about anything. Sometimes they will even turn you down. Car dealers may charge you over 20% interest, while other people pay less than 5%. Banks run credit checks on new checking account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish a good credit rating. One way to do it, is to start with a new credit card and pay your credit card balance on time. However, for people with no credit or bad credit, the options to get a new credit card are very limited. This is where we offer our help: Check out our selection of no credit/poor credit credit cards, and feel free to apply for the ones you like the most. There are some great cards even for people with no credit on this credit card site. See it yourself!

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More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.

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