Find the lowest credit card rates then apply online using our credit applications.

Secured Credit Cards

Secured credit cards are cards that require you to put down some money on your account as a security deposit. When you have no credit or have bad credit, these secured credit card offers might give you a chance to establish or re-establish a good credit rating*. This may give you a chance to rent a car while you are on vacation, until your credit rating improves. Once your credit is established or re-established you can apply for a "normal" credit card. Until then, check out or no credit/bad credit credit card selection below.
*If your primary goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.

Apply to get New Millennium Bank Platinum Visa® or MasterCard®

Ongoing APR: 19.50%

New Millennium Bank Platinum Visa® or MasterCard®
NMB has guaranteed your credit approval for up to $10,000* with no credit check!

Guaranteed* Issue
NO credit check, EVER
NOBODY gets turned down
Reports to 3 major CREDIT BUREAUS
Credit approval for up to $10,000 (with both cards)*
YOU are APPROVED regardless of income or credit history
Complimentary online services for account management and payments

*See Rates, Fees & Other Terms.

Get more info about the NMB Secured Platinum Card

Apply for the NMB Secured Platinum Card

Apply to get First PREMIER Bank Secured MasterCard®

Ongoing APR: 19.9%*

First PREMIER Bank Secured MasterCard®
A MasterCard® Credit Card for Those with Less than Perfect Credit!

Reports monthly to 4 Major Credit Bureaus
Quality Customer Service
Accepted where you see the MasterCard® logo
Over 3 million credit card holders
Enjoy the benefit of 24-hour phone account access

*See Rates, Fees & Terms for current information.

Get more info about the FP Bank Secured MasterCard®

Apply for the FP Bank Secured MasterCard®

Ongoing APR: 14.9%

UltraVX Visa®
Now anyone can qualify for a credit card with UltraVX Visa®.

Credit-On Demand™*: up to $25,000 credit line
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

*Patent Pending

Get more info about the UltraVX Visa®

Apply for the UltraVX Visa®

Apply to get Centennial® Secured MasterCard®

Ongoing APR: 19.9%*

Centennial® Secured MasterCard®
A Secured Card that Reports monthly to 4 Major Credit Bureaus

A MasterCard® for Those With Less Than Perfect Credit
Enjoy the Benefit of 24 hour Account Access by Phone
Accepted where you see the MasterCard® Logo
Over 3 Million Card Holders
Quality Customer Service

*See Rates, Fees & Terms for current information.

Get more info about the Centennial® Secured MasterCard

Apply for the Centennial® Secured MasterCard

MyCreditCardFinder
One site, dozens of offers tailored to you!

Simple and Easy to use
Review up to 10 different credit card offers
Find a credit card at no cost
Free credit related information

Get more info about the MyCreditCardFinder

Apply for the MyCreditCardFinder

No Credit or Bad Credit can hurt you

It will be more and more difficult to rent an apartment, buy a new card or even just to open a new checking account if you do not have a good credit history. Lenders charge people with no credit or poor credit a higher interest rate when financing a new car, a new home or just about anything. Sometimes they will even turn you down. Car dealers may charge you over 20% interest, while other people pay less than 5%. Banks run credit checks on new checking account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish a good credit rating. One way to do it, is to start with a new credit card and pay your credit card balance on time. However, for people with no credit or bad credit, the options to get a new credit card are very limited. This is where we offer our help: Check out our selection of no credit/poor credit credit cards, and feel free to apply for the ones you like the most. There are some great cards even for people with no credit on this credit card site. See it yourself!

More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.

American Express® Credit Cards - Blue from American Express®

Poor Credit Credit Cards