Find the lowest credit card rates then apply online using our credit applications.

No Credit/Bad Credit Credit Cards

No Credit or Bad Credit can hurt you

It will be more and more difficult to rent an apartment, buy a new card or even just to open a new checking account if you do not have a good credit history. Lenders charge people with no credit or poor credit a higher interest rate when financing a new car, a new home or just about anything. Sometimes they will even turn you down. Car dealers may charge you over 20% interest, while other people pay less than 5%. Banks run credit checks on new checking account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and develop a plan for a good credit rating*. One way to do it, is to start with a new credit card and pay your credit card balance on time. However, for people with no credit or bad credit, the options to get a new credit card are very limited. This is where we offer our help: Check out our selection of no credit/poor credit credit cards, and feel free to apply for the ones you like the most. There are some great cards even for people with no credit on this credit card site. See it yourself!
*When your main goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.

Apply to get Capital One® No Hassle Cash Rewards - Average/Limited History

Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.90%
APR for Balance Transfers: 16.90%

Capital One® No Hassle Cash^SM Rewards - Average/Limited History
A Cash Back card for people New to Credit.

25% annual bonus on the cash you earn*
1% cash back on every purchase
0% APR on purchases until December 2008. After that, variable APR, currently 16.9%*
No limit on cash back and rewards won't expire for the life of your account
Redeem cash whenever you want
$29 annual fee

*See website for Disclosures.

Get more info about the Capital One® Cash Rewards

Apply for the Capital One® Cash Rewards

Apply to get Capital One® Standard Platinum

Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 19.80%
APR for Balance Transfers: 19.80%

Capital One® Standard Platinum
Great choice if you carry a balance short-term.

0% on purchases until December 2008. After that, variable APR, currently 19.8%
No annual fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

*See website for Disclosures.

Get more info about the Capital One® Standard Platinum

Apply for the Capital One® Standard Platinum

Apply to get New Millennium Bank Platinum Visa® or MasterCard®

Ongoing APR: 19.50%

New Millennium Bank Platinum Visa® or MasterCard®
NMB has guaranteed your credit approval for up to $10,000* with no credit check!

Guaranteed* Issue
NO credit check, EVER
NOBODY gets turned down
Reports to 3 major CREDIT BUREAUS
Credit approval for up to $10,000 (with both cards)*
YOU are APPROVED regardless of income or credit history
Complimentary online services for account management and payments

*See Rates, Fees & Other Terms.

Get more info about the NMB Secured Platinum Card

Apply for the NMB Secured Platinum Card

Ongoing APR: 14.9%

UltraVX Visa®
Now anyone can qualify for a credit card with UltraVX Visa®.

Credit-On Demand™*: up to $25,000 credit line
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

*Patent Pending

Get more info about the UltraVX Visa®

Apply for the UltraVX Visa®

Apply to get First PREMIER Bank Secured MasterCard®

Ongoing APR: 19.9%*

First PREMIER Bank Secured MasterCard®
A MasterCard® Credit Card for Those with Less than Perfect Credit!

Reports monthly to 4 Major Credit Bureaus
Quality Customer Service
Accepted where you see the MasterCard® logo
Over 3 million credit card holders
Enjoy the benefit of 24-hour phone account access

*See Rates, Fees & Terms for current information.

Get more info about the FP Bank Secured MasterCard®

Apply for the FP Bank Secured MasterCard®

Apply to get Centennial® Secured MasterCard®

Ongoing APR: 19.9%*

Centennial® Secured MasterCard®
A Secured Card that Reports monthly to 4 Major Credit Bureaus

A MasterCard® for Those With Less Than Perfect Credit
Enjoy the Benefit of 24 hour Account Access by Phone
Accepted where you see the MasterCard® Logo
Over 3 Million Card Holders
Quality Customer Service

*See Rates, Fees & Terms for current information.

Get more info about the Centennial® Secured MasterCard

Apply for the Centennial® Secured MasterCard

Apply to get First PREMIER Bank MasterCard®

Ongoing APR: 9.9%*

First PREMIER Bank MasterCard®
Apply for a Credit Card with Less than Perfect Credit!

Monthly reporting to 4 major credit bureaus.
Low APR on purchases.
Quality Customer Service.
24-Hour Account Access by Phone

See Rates, Fees & Terms for current information.

Get more info about the First PREMIER MasterCard®

Apply for the First PREMIER MasterCard®

Apply to get Centennial® Gold MasterCard®/Visa®

Ongoing APR: 9.9%*

Centennial® Gold MasterCard®/Visa®
Your Chance to Apply for the Prestige of GOLD!

Reports monthly to 4 Major Credit Bureaus
Low APR on purchases
Get the prestige of a GOLD MasterCard®/Visa®
All applications accepted
All credit types welcome to apply
$50 Credit Limit Increase by Making your first 2 Minimum Payments!

*See Rates, Fees & Terms for current information.

Get more info about the Centennial® Gold Cards

Apply for the Centennial® Gold Cards

Ongoing APR: 8.90%-15.99%

Orchard Bank Classic MasterCard®
If you do not qualify for the Classic card, you will be offered Secured card!

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment

View the Credit Terms & Conditions.

Get more info about the Orchard Classic MasterCard®

Apply for the Orchard Classic MasterCard®

Apply to get Centennial® MasterCard®/Visa®

Ongoing APR: 9.9%*

Centennial® MasterCard®/Visa®
Reports monthly to 4 Major Credit Bureaus!

Low APR on purchases
Credit decisions in less than 60 seconds
A Credit Card for Those with Less than Perfect Credit
Quality Customer Service
Accepted where you see the MasterCard®/Visa® logo
Over 3 million credit card holders
Choice of MasterCard® or Visa®
Enjoy the benefit of 24-hour phone account access
Get access to online credit education
Monthly credit bureau reporting

*See Rates, Fees & Terms for current information.

Get more info about the Centennial® MasterCard®/Visa®

Apply for the Centennial® MasterCard®/Visa®

Ongoing APR: 9.9%*

First PREMIER Bank Platinum Credit Card
Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card.

Monthly reporting to 4 major credit bureaus.
Low APR on purchases.
Quality Customer Service.
All applications accepted!
All credit types welcome to apply!

See Rates, Fees & Terms for current information.

Get more info about the FP Bank Platinum Credit Card

Apply for the FP Bank Platinum Credit Card

Apply to get First PREMIER Bank Gold MasterCard®

Ongoing APR: 9.9%*

First PREMIER Bank Gold MasterCard®
Get the prestige of a Gold card! Credit decisions in less than 60 seconds!

Quality Customer Service
Low APR on purchases
Instant credit decisions
Gold Card Prestige
Reports monthly to 4 Major Credit Bureaus
Accepted where you see the MasterCard logo
Over 3 million credit card holders

See Rates, Fees & Terms for current information.

Get more info about the FP Bank Gold MasterCard®

Apply for the FP Bank Gold MasterCard®

Ongoing APR: 19.92%

Total Visa® Card
The VISA Card for people with "less than perfect" credit.

Instant On-Line Decision
Free 24 hour Online Account Access
Monthly Reporting to All Major Credit Bureaus
Fraud Protection
Outstanding Customer Service

See Rates, Fees & Other Costs.

Get more info about the Total Visa® Card

Apply for the Total Visa® Card

Apply to get BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard®
BuyRIGHT is RIGHT for you!

Click-N-Pay bill payment
Free direct deposit
Free activity alerts
On-line money management tools
BuyRIGHT Rewards program
No Credit Checks
No Employment Verification
No Monthly or Annual Fee Option
Free BuyRIGHT Marketplace Membership

Get more info about the BuyRIGHT Prepaid MasterCard®

Apply for the BuyRIGHT Prepaid MasterCard®

Apply to get Western Union® Prepaid MasterCard®

Western Union® Prepaid MasterCard®
Credit problem? No problem!

Carry your money safely and conveniently.
Shop online anywhere MasterCard debit cards are accepted.
Check your Card balance anytime online or over the phone.
Reload your Card at any participating Western Union Agent location in the United States.
No credit checks! No lengthy applications!
Shop wherever MasterCard debit cards are accepted — even online
Efficiently manage your money and pay bills because you control how much you put on the Card.
Easy to Get, Easy to Use
The power of cash. The convenience of plastic.

Get more info about the Western Union® MasterCard®

Apply for the Western Union® MasterCard®

Apply to get Wired Plastic™ Prepaid Visa® Card

Wired Plastic™ Prepaid Visa® Card
Guaranteed Approval*. Earn Reward Points on Every Purchase.

Receive your new Visa® card in as little as 3 days
No Upfront Payment Required
Overdraft Safety Program
Rewards Program
Integrated Bill Pay Service
Convenient Loading Options

*See Terms and Conditions.

Get more info about the Wired Plastic™ Prepaid Visa®

Apply for the Wired Plastic™ Prepaid Visa®

Ongoing APR: 19.92%

Access Visa® Card
Access Visa® for those with less than perfect credit!

Instant On-Line Decision
Bad Credit? No Credit? Give Access A Try!
Outstanding Customer Service
Free 24 Hour Online Account Access
Reports to All Major Credit Bureaus

See Rates, Fees & Other Costs.

Get more info about the Access Visa® Card

Apply for the Access Visa® Card

Apply to get Continental Finance Gold MasterCard®

Ongoing APR: 9.75%

Continental Finance Gold MasterCard®
Get a second chance with rates as low as 9.75% APR*!

Rates as low as 9.75% APR*
Unsecured MasterCard Accepted at Millions of Locations Worldwide
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
Prestige of carrying a Gold card

*See website forTerms and Conditions.

Get more info about the Continental Finance Gold MC

Apply for the Continental Finance Gold MC

Apply to get AccountNow™ Vantage Debit MasterCard®

AccountNow™ Vantage Debit MasterCard®
Get the perfect alternative to a bank account!

Instant Guaranteed Approval* — no credit check, no security deposit
$0 ACTIVATION FEE — when you load your card by direct deposit
Free Direct Deposit — no more check cashing fees
Free Online Bill Pay — no need for expensive money orders
Free Credit Builder* — bill pay transactions are reported to PRBC®
No Overdraft Fees — no minimum balance required
Reloadable - $10,000 balance limit

*See web site for Features & Fees.

Get more info about the AccountNow Debit MasterCard®

Apply for the AccountNow Debit MasterCard®

Ongoing APR: 19.92%

Rewards 660 Visa® Card
Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months.

No Fee Credit Limit Increases*
$300 Starting and $2,000 Maximum Credit Limit
Fast Online Response
Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
FREE Online Account Access
FREE Online Payments

*See Rates, Fees & Terms.

Get more info about the Rewards 660 Visa® Card

Apply for the Rewards 660 Visa® Card

Apply to get All-Access® Visa® Prepaid Card

All-Access® Visa® Prepaid Card
Choice of Flat-fee or Pay-as-you-go Fee Plans.

No upfront costs
No hassle
Multiple cards
Free direct deposit
Flexible fee plans*
Access to cash

*See web site for Features & Fees.

Get more info about the All-Access® Visa® Prepaid Card

Apply for the All-Access® Visa® Prepaid Card

Apply to get Continental Finance MasterCard®

Ongoing APR: 19.92%

Continental Finance MasterCard®
Get a second chance with Continental Finance!

Get Your Application Results in Seconds
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
No Minimum Monthly Income Requirements
Unsecured MasterCard Accepted at Millions of Locations Worldwide

*See website for other fees, rates, and terms and conditions.

Get more info about the Continental Finance MasterCard

Apply for the Continental Finance MasterCard

Apply to get Eufora Elite Credit Builder Prepaid MasterCard®

Eufora Elite Credit Builder Prepaid MasterCard®
Eufora™ MasterCard® Card - The Income Opportunity Card™

BUILDS CREDIT! Reports to Credit Bureaus
100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
FREE Direct Deposit
FREE Point of Sale Transactions
FREE 24/7 Online Access
FREE Live Customer Support
Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
Safer than Cash
Cash Reward Program
ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

*View card Terms & Conditions.

Get more info about the Eufora Elite Prepaid MasterCard®

Apply for the Eufora Elite Prepaid MasterCard®

Apply to get Tribute® Gold MasterCard® Credit Card

Ongoing APR: Prime +11.75%* (Min. 19.50%)

Tribute® Gold MasterCard® Credit Card
Bad credit history? This could be the right card for you!

Unsecured Gold MasterCard® Credit Card
Reports to the Major Credit Bureaus
MasterCard® cards are accepted at over 25 million locations worldwide
Quick Online Decision
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.

Get more info about the Tribute® Gold MasterCard® Card

Apply for the Tribute® Gold MasterCard® Card

MyCreditCardFinder
One site, dozens of offers tailored to you!

Simple and Easy to use
Review up to 10 different credit card offers
Find a credit card at no cost
Free credit related information

Get more info about the MyCreditCardFinder

Apply for the MyCreditCardFinder

More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.

MasterCard® Credit Cards - Centennial® MasterCard®/Visa®

Business Credit Cards - Advanta Platinum with Rewards

Plains Commerce Bank - Total Visa® Card