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Credit Reports

If you're ready to start re-building your credit history, check your credit report first. Call and ask the credit bureaus to remove any incorrect item from your credit profile. They must respond to you in 30 days, this is the law. Or it could be easier to call your former creditors who put those items there, and ask them to have them removed. Once you have removed as many "bad items" from your credit profile as you could, you can start re-building your credit. Best way to start with only one or two new credit cards to prove the banks your credit worthiness. Get just one or two cards for your personal use only. Don't apply for too many cards at once. Use these cards to buy everyday items, like groceries, clothes, fuel, etc. Monitor your spending. Make sure you don't overspend. Pay your bills always on time. This way you can re-build your credit rating fast.



Apply to get Experian Triple Advantage


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Apply to get Free Credit Report From Adaptive


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Apply to get Equifax Credit Report


Equifax Credit Report
Equifax Credit Report™ and 3-in-1 Credit Report available - NEW Enhanced Layout!

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More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.


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