Find the lowest credit card rates then apply online using our credit applications.

Citi® Diamond Preferred® Rewards Card

Ongoing APR: As low as Prime + 5.49% (Currently 10.49%)
APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Annual Fee: None
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Reward Program: Reward Points, Gift Card
Late Fee: $15-$39
Overlimit Fee: $39.00
Issuer: Citibank

APPLY!

Earn points with the Citi® Diamond Preferred® Rewards Card for all kinds of rewards: home, electronics, sports, dining, travel—the list goes on. There's no fee to participate and the points are easy to earn and easy to redeem.

0% APR* on balance transfers for up to 12 months
$50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months**
Earn 5 reward points at gas stations, supermarkets and drug stores for 12 months; Earn 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi Identity Theft Solutions
Price Protection Program***
$0 Liability on unauthorized purchases

*The balance transfer APR is 0% for up to 12 months from the date of the first balance transfer. After the promotional period ends, your standard APR will be applied to any unpaid balances.

**You will receive 6,000 bonus ThankYou Points after $100 in purchases with your Diamond Preferred® Rewards Card as long as you make it within 3 months of the account opening. Once these points post to your account, you may redeem for your choice of a $50 gift card good at leading national merchants or save them to use for other great rewards.

***Price Protection coverage is underwritten by Triton Insurance Company. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

DETAILS AND INSTRUCTIONS FOR BALANCE TRANSFERS

Just follow these simple steps to start saving money on your high-interest cards.

1. After receiving your card, you may call our customer service number to transfer your high rate balances.

2. You may transfer any amount, but the total amount, including any balance transfer fee, must be less than your available credit line. You should not transfer the amount of any disputed purchase or other charge. If you do you may lose your dispute rights. You may not transfer balances from other accounts issued by Citibank (South Dakota), N.A. or its affiliates. Continue to pay the other credit card issuer until we nofity you in writing that we have approved the balance transfer. When we do, we pay the amount of the balance transfer directly to that issuer.

3. Be ready to pay any balance transfer fee. We bill the entire amount of the balance transfer fee as part of your required minimum payment when the balance transfer posts to your account. We also begin to assess finance charges from the date they post to your account.

4. Keep your account in good standing. If you do not, we may not approve future balance transfers.

ThankYou Network®

The Citi® Diamond Preferred® Rewards card comes with more than a rewards program--it comes with ThankYou Network, featuring:
Rewards from many of your favorite merchants
More than 1,000 rewards items to choose from
Many rewards starting at just 1,000 ThankYou Points®

Here's a sample of what you can select:

Gift certificates for some of the finest stores and restaurants
Retail merchandise, from the latest DVDs to sporting equipment
Travel on any airline you choose, with no blackout dates (Round-trip tickets start at just 25,000 Points)
Hotel stays, car rentals and vacation packages
Statement credits toward your billing statement
If there's a reward you want that's not in our collection, we'll work to find it for youmdash;we call it "Your Wish Fulfilled"

See web site for complete terms & conditions

APPLY!

BACK TO LOW APR CARDS

More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.

Bad Credit/No Credit Credit Card Offers - First PREMIER Bank MasterCard®

Citi® Diamond Preferred® Card