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Chase Platinum MasterCard®

Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Intro APR for Purchases: 0.00% (for 12 Months)
APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Annual Fee: None
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Reward Program: Flexible Rewards Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Issuer: Chase Bank USA

* See Terms and Conditions

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Choose all the privileges of MasterCard® Platinum, with NO interest for up to 12 months.*

0% Intro APR*
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history¹
No Annual Fee
Flexible Rewards Program: Earn one point per eligible dollar spent². Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.
Interest-free grace period when you pay your bill in full each month
FREE Online Account Access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

*Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

1. The length of your introductory period will be either 12 months for purchases and balance transfers or 3 months for balance transfers only, depending on our review of your application and credit history.

2. No points will be earned on balance transfers, cash advances, overdraft protection advances, any checks that access your account, money orders, finance charges, unauthorized or fraudulent charges or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation is 5,000 per month/60,000 per year. Points will expire after 60 months.

A service fee of $14.95 will be charged for the use of travel agency services for mileage redemption. Subject to program restrictions including space and fare availability, 21 days advance ticketing and Saturday night stay. Flexible Rewards are redeemable for flights on American, Delta, United, Continental, Northwest, U.S. Airways and other major airlines. Flexible Rewards are not transferable to other frequent travel programs. Your Flexible Rewards membership guide will be mailed after your first statement.

See web site for complete terms & conditions

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