Find the lowest credit card rates then apply online using our credit applications.

Catalog Credit Cards

With a "catalog credit card" you can only buy their products choosing from their catalog. Usually, their rates are higher than most "regular" credit card rates. These cards could be useful for building or re-building your credit history. Make sure that the card issuer reports your card activity to the major credit bureaus regularly. And try to take advantage of the store's special offers. If you pay your dues on time and leave just enough balance to show up on your credit report (let's say $150), your credit rating will improve over time.

Apply to get USA Classic - FreeCreditClub.com

Ongoing APR: 0.00%

USA Classic - FreeCreditClub.com
Establish New Credit and Get Back to Living... Your Membership is *Guaranteed

No Employment Verifications
No Credit Checks
Membership is *Free
$2,500 unsecured merchandise credit line
Poor Credit? No Credit? No Problem
*Guaranteed Instant Online Approval

*See website for Terms & Conditions.

Get more info about the USA Classic

Apply for the USA Classic

Ongoing APR: 0.00%

USA Gold Optimum
$12,500 Unsecured Gold Merchandise Credit Line

No credit checks or turndowns
No employment verification
Merchandise credit limit increases available
Merchandise credit line is reported to a major Credit Bureau
*Guaranteed Instant Online Approval
Apply now and receive a *FREE $50 gift card

*See website for Terms & Conditions.

Get more info about the USA Gold Optimum

Apply for the USA Gold Optimum

Ongoing APR: 0.00%

Platinum Plus
$7500 Unsecured Platinum Merchandise Credit Line. No Credit Checks and No Credit Turndowns*.

*Guaranteed Online Approval
$7500 Unsecured Platinum Merchandise Credit Line
No Credit Checks or Credit Turndowns
No Employment Verifications
Merchandise Credit Limit Increases Available
Establish Credit by Reporting to a Major Credit Bureau

*See website for Terms & Conditions.

Get more info about the Platinum Plus

Apply for the Platinum Plus

Ongoing APR: 0.00%

USA Platinum
Unsecured merchandise credit line up to $7,500! No credit checks or credit turndowns.

Unsecured merchandise credit line up to $7,500!
Enjoy great merchandise while establishing your credit!
No employment verifications and No credit checks.
Merchandise Credit Limit Increases Available.
Reports to a major credit bureau.
Great for establishing credit.

*See website for Terms & Conditions.

Get more info about the USA Platinum

Apply for the USA Platinum

Ongoing APR: 0.00%

USA Gold
Featuring a $5,000 Unsecured Gold Merchandise Credit Line!

Up to $5,000 Unsecured Gold Merchandise Credit Line!
NO Credit Checks or Credit Turndowns!
NO Employment Verifications!
Merchandise Credit Limit Increases Available
Establish Credit by Reporting to Major Credit Bureau!
Enjoy great merchandise while establishing your credit! Apply Now!

*See website for Terms & Conditions.

Get more info about the USA Gold

Apply for the USA Gold

Apply to get BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard®
BuyRIGHT is RIGHT for you!

Click-N-Pay bill payment
Free direct deposit
Free activity alerts
On-line money management tools
BuyRIGHT Rewards program
No Credit Checks
No Employment Verification
No Monthly or Annual Fee Option
Free BuyRIGHT Marketplace Membership

Get more info about the BuyRIGHT Prepaid MasterCard®

Apply for the BuyRIGHT Prepaid MasterCard®

Ongoing APR: 0.00%

All American Gold
You can get a $6,000 Unsecured Gold Merchandise Credit Line!

Approval is *Guaranteed when Qualifications are Met
$6,000 Unsecured Gold Merchandise Credit Line
The Card is an Unsecured Line of Credit
The Shopping Club Offers Over 15,000 Products
Merchandise Credit Limit Increases Available
The Merchandise Credit Line is Reported to a Major Credit Bureau
No Credit Checks or Credit Turndowns
No Employment Verifications
No interest Charges.
You can be Approved Even with No Credit or Bad Credit

*See website for Terms & Conditions.

Get more info about the All American Gold

Apply for the All American Gold

Ongoing APR: 0.00%

Horizon Gold Credit Card
Get your *Guaranteed Approval Unsecured Credit Card

*Guaranteed Approval!
*Bad Credit Accepted!
*No Employment Check!
*Reports to a Major Bureau!

*See Complete Terms & Conditions for details.

Get more info about the Horizon Gold Credit Card

Apply for the Horizon Gold Credit Card

No Credit or Bad Credit can hurt you

It will be more and more difficult to rent an apartment, buy a new card or even just to open a new checking account if you do not have a good credit history. Lenders charge people with no credit or poor credit a higher interest rate when financing a new car, a new home or just about anything. Sometimes they will even turn you down. Car dealers may charge you over 20% interest, while other people pay less than 5%. Banks run credit checks on new checking account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish a good credit rating*. One way to do it, is to start with a new credit card and pay your credit card balance on time. However, for people with no credit or bad credit, the options to get a new credit card are very limited. This is where we offer our help: Check out our selection of no credit/poor credit credit cards, and feel free to apply for the ones you like the most. There are some great cards even for people with no credit on this credit card site. See it yourself!
*If your primary goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.

More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.

Catalog "Credit" Cards - Horizon Gold Credit Card

First PREMIER Bank Gold MasterCard®