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Catalog Credit Cards

With a "catalog credit card" you can only buy their products choosing from their catalog. Usually, their rates are higher than most "regular" credit card rates. These cards could be useful for building or re-building your credit history. Make sure that the card issuer reports your card activity to the major credit bureaus regularly. And try to take advantage of the store's special offers. If you pay your dues on time and leave just enough balance to show up on your credit report (let's say $150), your credit rating will improve over time.

Ongoing APR: 0.00%

USA Classic - FreeCreditClub.com Establish New Credit and Get Back to Living... Your Membership is *Guaranteed No Employment Verifications No Credit Checks Membership is *Free $2,500 unsecured merchandise credit line Poor Credit? No Credit? No Problem *Guaranteed Instant Online Approval *See website for Terms & Conditions. Get more info about the USA Classic Apply for the USA Classic

Ongoing APR: 0.00%

USA Gold Optimum $12,500 Unsecured Gold Merchandise Credit Line No credit checks or turndowns No employment verification Merchandise credit limit increases available Merchandise credit line is reported to a major Credit Bureau *Guaranteed Instant Online Approval Apply now and receive a *FREE $50 gift card *See website for Terms & Conditions. Get more info about the USA Gold Optimum Apply for the USA Gold Optimum

BuyRIGHT Prepaid MasterCard® BuyRIGHT is RIGHT for you! Click-N-Pay bill payment Free direct deposit Free activity alerts On-line money management tools BuyRIGHT Rewards program No Credit Checks No Employment Verification No Monthly or Annual Fee Option Free BuyRIGHT Marketplace Membership Get more info about the BuyRIGHT Prepaid MasterCard® Apply for the BuyRIGHT Prepaid MasterCard®

Ongoing APR: 0.00%

Horizon Gold Credit Card Get your *Guaranteed Approval Unsecured Credit Card *Guaranteed Approval! *Bad Credit Accepted! *No Employment Check! *Reports to a Major Bureau! *See Complete Terms & Conditions for details. Get more info about the Horizon Gold Credit Card Apply for the Horizon Gold Credit Card

No Credit or Bad Credit can hurt you

It will be more and more difficult to rent an apartment, buy a new card or even just to open a new checking account if you do not have a good credit history. Lenders charge people with no credit or poor credit a higher interest rate when financing a new car, a new home or just about anything. Sometimes they will even turn you down. Car dealers may charge you over 20% interest, while other people pay less than 5%. Banks run credit checks on new checking account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish a good credit rating*. One way to do it, is to start with a new credit card and pay your credit card balance on time. However, for people with no credit or bad credit, the options to get a new credit card are very limited. This is where we offer our help: Check out our selection of no credit/poor credit credit cards, and feel free to apply for the ones you like the most. There are some great cards even for people with no credit on this credit card site. See it yourself!
*If your primary goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.

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More Credit Card Resources Online

One of the most complete guides to help you finding the best balance transfer credit cards online.

Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you building up or re-building your credit history.

Credit Card Balance Transfer.com has an extensive list of low APR, 0% balance transfer credit cards. Apply online for MasterCard, Discover or Visa credit cards.


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