Find the lowest credit card rates then apply online using our credit applications.

Blue Sky from American Express®

Ongoing APR: 17.24%-22.24% Variable
Intro APR for Purchases: 0.00% (for 12 Months)
APR for Balance Transfers: As low as Prime + 13.99% (Currently 17.24%)
Balance Transfer Fee: 3% (minimum $5)
Annual Fee: None
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Reward Program: Travel Points
Late Fee: $35.00
Overlimit Fee: N/A
Issuer: American Express Co.

APPLY!

Blue Sky® from American Express® is a credit card designed to unlock the world of travel rewards. This one of a kind credit card offers members the opportunity to realize savings on any flight, hotel or rental car at any time, without backout dates or seat restrictions! Of course, Blue Sky® gives cardmembers flexibility and independence, too. Purchases can be paid in full or over time. There is no annual fee, a 0% APR for the first 6 months, and all charges are covered by the American Express' Fraud Protection Guarantee. With Blue Sky®, cardmembers can say good-bye to travel reward restrictions. The sky's the limit.

Points that go the extra mile

Redeem every 7,500 points you earn for a $100 statement credit toward any airline ticket, hotel stay, or car rental - that's worth up to 33% more than most other travel rewards cards.*
Earn points for virtually everything you buy with your Blue Sky Card.
Enjoy no expiration date or limit on the number of points you can earn.

Rewards free of restrictions

Redeem travel rewards without advance planning, seat restrictions, or blackout dates - you're free to travel anywhere, anytime.
Redeem for a full statement credit on any travel purchase that you make whenever you have enough points.

With Blue Sky from American Express, you can redeem your travel rewards without worrying about seat restrictions or blackout dates. Plus, earning points is a breeze - you earn one point for virtually every dollar you spend on your Card.

How does the Express Approval process work?
With American Express's new Express Approval application process, your online application will be reviewed and processed in less than two minutes. Simply complete the short online application, and upon submission, your information will be transmitted via a dedicated security line for processing. If you're approved, you will receive your card in the mail within 10 days. American Express has developed the technology to systematically process in minutes, what used to take days.

This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

* See web site for complete terms & conditions.

APPLY!

BACK TO LOW APR CARDS

low apr cards