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Bank of America MilesEdge® Card

Ongoing APR: Prime + 4.99% (Currently 9.99%)
APR for Balance Transfers: 0.00% (for six billing cycles)
Balance Transfer Fee: 3% (minimum $10)
Annual Fee: $19.00
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Reward Program: Points for Travel Rewards
Late Fee: $15-$39
Overlimit Fee: $15-$39
Issuer: FIA Card Services, NA.

* See Terms and Conditions

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You're on your way to more rewards with the MilesEdge® card.

Choose from:

Air Travel
Get airline tickets to exciting destinations within the U.S. and around the world.
Theme Parks and Attractions
Choose from admissions to Disneyland, Sea World, Universal Studios, Walt Disney World and more.
Travel Certificates
Enjoy certificates for quality hotels, rental cars and rail.
Merchant Certificates
Get certificates for retail, entertainment, and dining.
Merchandise
Select from a wide variety of merchandise, from clothing and accessories to high-tech electronics. You'll find watches and jewelry as well as an array of high-tech gadgets, including navigators, shortwave radios and camcorders, and an assortment of clothing, sporting equipment and other accessories.

Key benefits:

Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Discounts on auto rentals.
Optional Mini Card.

See web site for additional benefits.

Reward Program Details

Points per Dollar in net purchases: 1 Point
Bonus Miles: 1,000 upon first use
Miles Expiration: Up to 5 years (points expire on the last day of your Billing Cycle that closes in December of the fourth calendar year in which they were earned).
Yearly Limit on miles you can earn: 75,000 points

MilesEdge® Visa® Card Summary

APR (Purchases): Intro Rate - 0% for first six billing cycles. Goto rate is variable Prime + 4.99%
APR (Balance Transfers): Intro Rate - 0% for first six billing cycles. Goto rate is variable Prime + 4.99%
APR (Cash Advances): P+15.99% Variable* minimum 19.99%
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: $19
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250
Over-The-Limit Fee: $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: 3% with a minimum of $10 and no maximum

*See important rate and fee information.

Card issued by FIA Card Services, NA. — *See web site for complete terms & conditions of card usage and application disclosure.

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